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Applying For A Credit Card With No Credit History
Oddly enough, not only will bad credit work against you when applying for a loan or a credit card, but no credit will too. Even though this doesn't seem fair, it is the way things work in the complicated world of consumer credit. Lenders are leery...
Bad Credit Mortgage Refinancing
Bad credit mortgage refinancing loans are used to solve two
different problems.
Problem Number One: The homeowner has bad credit, significant
high interest credit card debt and a home with substantial
equity. In order to pay off the high...
Credit Report – How to Improve Your Credit Score
One of the great mysteries of life is how the three major credit bureaus (Experian, Equifax, and Trans Union) score credit. They all have secret statistical formulas for determining your credit score, but they are unwilling to divulge exactly what,...
Easy Tips For Your Late Credit Card Payment
There are three reasons that you might have missed a payment on your credit card: either you can't afford to pay, the payment didn't get there in time or you just plain forgot. For whatever reason, there's one thing you need to do, and quickly - get...
FREQUENT FLYER CREDIT CARDS
The best credit card reward available is one that suits your
lifestyle and saves you time and money. Check out the Bank of
America credit card for its convenience, low interest rate, and
great rewards. You can find the wide selection of Bank...
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Become Empowered And Destroy Your Credit Card With Glee!
The first step to escaping credit card debt is to destroy that
little piece of plastic that got you into trouble in the first
place. Forget about freezing it or leaving it at home because
that just won't work. Believe me, I know. There will come a time
when it seems that the only way you can survive is to use the
card, and if you haven't destroyed it then that is what you will
do.
It's easy to kid yourself that you'll pay off the balance at the
end of the month, but ask yourself this: If you are going to pay
it off at the end of the month, can't you just wait till the end
of the month and pay cash? The only way to become debt free is
NOT to use the card.
Destroying a credit card is a very empowering thing to do. Think
of it as one in the eye for those greedy companies who thrive on
other people's misery, because that is exactly what credit card
companies do. They don't make money out of people who pay their
balance each month, they prefer the ones who pay the minimum
amount - and the bigger the outstanding balance the better it is
for them. Resolve today to fight back and become empowered by
destroying your credit card!
But don't think that cutting up the card is the end of the
story. Oh no, there are some some fun ways of enjoying the
experience too. Before employing any of these methods however,
it is important to first cut the card up into several pieces
with a pair of scissors (make sure you cut through the
card
number and the signature strip).
Armed with your freshly cut up credit card you might like to
consider:
Fire - Do you have an area in a back yard where you can
safely burn things? There is nothing more satisfying than the
ritual burning of a credit card.
Earth - Dig a hole at least 18 inches deep and bury the
offending card. If you want to be really thorough, you could dig
several holes and split the pieces up.
Water - If you live near a river or the sea then place
the pieces of your credit card in a weighted bag, take a boat
trip and at a suitable moment drop the bag over the side.
Air - Wait for a particularly windy day and then climb to
the top of a steep hill. After a brief moment to remember the
debt, scatter the pieces into the wind.
Whichever method you employ, I suggest you accompany the
occasion with a glass of wine to celebrate your future debt free
life.
You are probably by now thinking my ideas are a little crazy?
Maybe so, but paying the credit card companies hefty interest
charges each month is completely insane. Think about it...
About the author:
Anthony Denton first got interested in credit card debt
after accumulating a negative balance of £10,000. For more
information about credit card debt relief visit credit-card-de
bt-relief.blogspot.com
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