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Bad Credit Personal Loan and Bad Credit Loans
Bad credit personal loans are widely available these days. These are personal loans marketed to individuals with a poor credit score or poor credit history. A bad credit personal loan can be obtained through a lender who specializes in bad credit...
Composite Credit Report Score simplifies Mortgage Issues
Do you want a mortgage loan for your new home? Trying to qualify for a new mortgage can be very tough, especially if you aren't aware of the effect your credit report score has on your ability to get approved for loans. One of the first things a...
Credit Card Traps, And How To Avoid Them
"0% interest* for the first six months, no annual fees** and a low fixed*** rate of only 8.9%****!" * Unless you count the deferred interest we will charge you if you don't pay off the full balance transfer amount when the promotional period...
Fun with Credit Cards
For those of us who know how to use them properly, credit cards can actually be quite fun and lucrative. To those who do not know how to use them properly, I would say that you should stop reading this column right about now, or at least I would...
How Customer Friendly is Your Credit Policy?
It's a classic mistake for business owners. They start a business that is focused on their product and not on the credit end of their business.
Luckily, a popular new book by Michelle Dunn makes it easy to solve this problem. The book, Become the...
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Can Stoozing Damage Your Credit Card Rating?
People who stooz credit cards may make money in the short term,
but if they are not careful their credit rating may be damaged.
Stoozing credit cards by taking 0% interest introductory offers
can be lucrative. Many people make thousands of pounds using
this method over and over again. The problem comes when you have
too many applications for credit on file, which can have an
adverse effect on your credit rating. Credit ratings (or credit
scorings) can be effected by many different factors, including
changes of address, changes of employer, defaults on payments
etc, but did you know that your credit rating can be effected by
the amount of applications
you make for credit, and also the
amount of credit available to you at any one time.
Credit card companies, banks and hire purchase companies all
share information about their customers. This can lead to your
credit score being reduced if you have stoozed lots of credit
cards. Try to apply for as few cards as possible, and leave the
applications as late as possible to spread them apart if you are
a stoozer. Also try not to apply for any credit facility that
you may not need.
About the author:
Stooz.co.uk has information
about credit card stoozing and
credit scoring.
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