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Credit Cards to Build / Repair Credit
How can you prove your credit worthiness when no one will give you a chance? If you have bad credit, or no credit at all, you understand how difficult it can be to get moving in the right direction. Luckily, in today's credit card market...

How to Shop for a Credit Card
With so many credit card offers available to nearly anyone who wants one, it can be difficult to find a reasonable offer that fits your personal needs. Here are some things to look for when shopping for cards: •Interest Rate: This is one of the...

Laws in Credit Repair
There are certain laws issued for people that have bad credit and to know these laws is important to protect all those involved in your life. The Federal Legislation and several other agencies including the Fair Credit Reporting Act (FCRA)...

Understand credit report’s relevance in mortgage
One might be wondering why some lenders turn down a mortgage application while some others might consider it fit for approval. The answer may well lie in the credit report and the credit score to be precise which plays a crucial role in loan...

What is a Credit Report?
Ever wondered what is a credit report? If you've ever applied for a credit card, a personal loan, or insurance, there's a file about you. This file is known as your credit report. It is full of information on where you live, how you pay your bills,...

 
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What Credit Policy Tools are you missing?

Did you know that a credit policy is a channel where you can control your bottom line, sales and income? By tweaking your credit policy, you can make more money instantly.

A new book, "Become the Squeaky Wheel" by Michelle Dunn describes credit policies and outlines how you can create one for your business so you have more control over your bottom line, sales and income.

When a potential customer fills out a credit application you can get near-perfect information about that customer and how they pay their bills, and if they can afford more credit. Most consumers that take the time to fill out a credit application are serious about buying from you; otherwise they would just go down the road to where they can buy without filling out any forms.

After extensive research it was found that consumers that can obtain credit


will even pay more for a product or service when they are extended credit and have great customer service. The faster, easier and smoother procedures will get the most and better paying customers.

The result? More sales, income and happier customers for your business. This can also result in word of mouth advertising from happy customers, and that is free.
About the Author

Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer, consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years. She owns and runs Credit & Collections.com a free online community for credit and business professionals.

She has written 5 books