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Alternatives to Credit Cards that You need to Know
Are you one of those people who only ever got a credit card for the convenience of being able to pay without cash, or because you weren't aware of any other easy way to borrow money? Millions of us are, thanks to the unavoidable advertising of the...
Choosing a Credit Card
Everyone has different needs when it comes to choosing a credit card. If you pay off your monthly bill in full on a regular basis, for instance, you’ll want a different kind of credit card than someone who keeps a balance every month. Or, if you...
Credit Card Debt Consolidation: Top 3 Factors To Consider
If you've got a number of credit cards and insurmountable credit card debt, then perhaps it's time to consider a debt consolidation loan. A consolidation loan is a loan that you can use to pay off all your debts, meaning that you can pay them off...
How To Get A Higher Credit Card Limit
Almost all credit card holders are aspiring for a higher credit
card limit. This is because a higher credit card limit will
enable them to make otherwise unaffordable purchases. Credit
card holders need to remember that to get a higher credit...
SuperCharged Secret 3, Credit Card Utopia
TURBO-CHARGED KILLER RATE SAVING INFORMATION!
Let’s just take a brief moment to recap:
If you’ve been following along on this journey with me, learning the 5 Super-Charged secrets to Credit Card Utopia, then you now know 2 very important...
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Why Some People Never Have Problems With Credit Bureaus
Credit bureaus watch all of us all of the time. If we
simply turned over our homeland security to the credit
bureaus we would have a huge staff dedicated to stopping
terrorists rather than finding out whether we have a handle
on asset management or not.
Of course what I am saying is facetious; we do not need our
credit companies watching anything else period. What I am
pointing out is that whatever our situation there are
people who keep an eye on our asset management.
And just as the law enforcement people sometimes drop the
ball when it comes to keeping out the terrorists; sometimes
the credit bureaus drop the ball and mess up our credit
reports.
In fact law enforcement has thousands of individuals and
organizations scrutinizing everything they do. A police
officer is aware that he is always on display. These credit
bureaus are never 'on display' they operate behind the
scenes. Also they gather far more information about people
than law enforcement ever could.
You would never allow somebody to come into your home and
look through your papers would you? You wouldn't let the
police ask you about your asset
management any more than
you would let them look at records of your speed on your
car. But that is what we do every day with the credit
bureaus.
They look into every aspect of your life and finances. Our
taxes, wages, outflow and income are all looked at by these
same people. These people have power over whether you get a
loan, buy a house or can get a job. Why would we allow
these shadowy people these powers? Because we often don't
understand the situation or how much power these people
have.
When we look at our asset management we need to understand
that the credit bureaus are looking at it too and they have
no intention of letting us know what they are doing. They
are doing their best to keep us in the dark about our own
credit scores, who they talk to and why. When was the last
time a credit bureau told you that they were sending your
score to someone?
About the Author
Jame Printon has worked in big companies all his life. A
major issue in those companies is asset management. Over a
number of years James developed excellent asset management
skills, and now shares his experience in a series of useful
articles.
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